Brad Chillum
Introduction to DIMPAY 
DIMPAY is a payment system that makes use of the NEM blockchain technology to provide fast and secure online financial transactions for everyone regardless of their location.
The platform was designed to be affordable, instantaneous, transparent and free from needing mediation from a third party ledger. DIMPAY was created to supply a place where peer to peer, business to business, customer to business and business to customer transactions can happen without users having to worry over security issues or processing errors.
DIMPAY and the DIM Ecosystem
The DIM Ecosystem encapsulates all that is DIMPAY, the platform being made form DEPOTWALLET, his app equivalent for mobile devices and the DIM Debit Card. The DIM Ecosystem is also made up from the HYBRID Stock Exchange (HYBSE) and WISE Consulting Ltd.
HYBSE is a financial platform based on blockchain technology where DIMPAY users can trade cryptocurrencies and digitized assets. WISE Consulting is an exchange which occupies itself with the exchanges of fiat currencies into DIM currencies and cryptocurrencies, while also digitizing assets.
DEPOTWALLET – the web and mobile app
DEPOTWALLET is a web app that runs as a virtual wallet. You can buy, sell, hold or manage your digitized funds and assets by using this app.
The mobile DEPOTWALLET will first enter the market as a beta version, which after the initial testing phase will have its security system upgraded and its software features updated.
The Dim Debit Card
The user of such card will be able to convert DIMCOINS and cryptocurrencies from his DEPOTWALLET into DIM currencies. The DIM currencies will allow debit card holders to make purchases in any conventional store or engage in e-commerce shopping.
Private and Business accounts
The Private Account offers the user the ability to supervise and administrate his digital finances and assets located in his digital wallet. The credit card can be used for payments even outside of the online shopping sphere, regardless of the user’s geographical location or time.
Perks that come with the use of this account:
- make everyday transactions such like sending remittance
- make an order for recurring payments such as rent and insurance
- engage in point of sales payments
- engage in carrier payments
- view and administer the funds and cryptonized assets in the DEPOTWALLET
- receive guarantees (such as those issued by the bank to a creditor)
- execute direct debit procedures (creditors deduct the amount directly from the DEPOTWALLET account)
The Business Account is a useful alternative to complicated business apps, which will be of great help for those in the business field. This account offers the user the ability to oversee and manage their electronic funds and earnings. It’s the only one that can check and manage their customer’s shopping and checkout experiences. The Business Account also receives notifications when payments have been finalized and credited to the account.
The primary features of this account:
- Receiving invoice status updates
- Making salary payments
- Creating an invoice
- Making expense payments
- Verifying the balance and funds available in the account
- Tracking the income and expenditure from the account
- State the current financial positions (such as balance sheet, cash flow)
- Plenty of billing options
DIMPAY and the ICO launch
In order for DIMPAY to be completely developed, it shall need more financial investing. Those that have available DIM currencies or cryptocurrencies in their possession, can give a boost to seeing this development in its finishing stages. As a result, those that own DIMCOIN might have a slight advantage as an initial coin offering might raise its value.
DIMPAY’s ICO will begin on the date of 7th of December and will come to an end on the 18th of December. The maximum target is that of 1,500 BTC (Bitcoins). There is a minimum purchase of 1 DIMCOIN for those that want to participate. There is no existent maximum purchase limit. The accepted cryptocurrencies that can be used are Bitcoin, Ethereum and NEM.
There will be awarded bonuses of different values for different dates and use of a certain cryptocurrency (NEM):
- 25% (35% for those using NEM cryptocurrency) date: 4th -6th of December
- 10% (20% for those using NEM cryptocurrency) date: 7th -12th of December
- 5% (15% for those using NEM cryptocurrency) date: 13th -18th of December
The resulting funds of the ICO will be put to good use by the DIM Ecosystem in consolidating and improving the structure of DIMPAY. Marketing funds (which will receive 30% of the ICO funds) will be used to provide training to merchants on the use of DIMPAY’s business software. 25% will go to software development and engineering for the DIMPAY services. Structure development will also get 25%, while legal and administration sectors both get 10%.
Company site: https://dimpay.io 
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